@font-face{font-family:Fraunces;src:url(/fonts/Fraunces-600.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Nunito Sans";src:url(/fonts/NunitoSans.woff2) format("woff2");font-weight:400 700;font-display:swap}
:root{--pine:#3F5A4A;--sage:#8FA58C;--cream:#F4EEE2;--oak:#C49A6C;--berry:#9E2B32;--char:#2E2B28}
*{box-sizing:border-box}body{margin:0;font-family:"Nunito Sans",system-ui,Arial,sans-serif;color:var(--char);background:var(--cream);line-height:1.6}
h1,h2,h3,.h3,.logo,.ft{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.15;color:var(--pine)}
a{color:var(--pine)}img{max-width:100%;height:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.wrap{max-width:1200px;margin:0 auto;padding:0 28px}
.tbc{background:#fff3c4;color:#5a4a00;padding:0 4px;border-radius:2px;font-size:.9em}
.banner{background:var(--pine);color:var(--cream);text-align:center;font-size:14px;padding:9px 16px}.banner a{color:#fff}
header{border-bottom:1px solid #e2d8c6}.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;max-width:1200px;margin:0 auto;padding:14px 28px}
.logo{font-size:24px;text-decoration:none;display:flex;align-items:center;gap:8px}.badge{font:700 11px "Nunito Sans",sans-serif;background:var(--berry);color:#fff;border-radius:999px;padding:2px 8px;margin-left:4px}
nav.desk a{margin-left:20px;text-decoration:none;color:var(--char);font-size:15px}nav.desk a:hover{color:var(--berry)}
.menu{display:none}.menu summary{list-style:none;font-size:26px;cursor:pointer;color:var(--pine)}.menu nav{position:absolute;right:16px;background:#fff;border:1px solid #ddd;border-radius:10px;padding:8px 16px;z-index:5}.menu nav a{display:block;padding:8px 0;text-decoration:none}
.btn{display:inline-block;background:var(--berry);color:#fff;text-decoration:none;padding:11px 20px;border-radius:999px;font-weight:700;font-size:15px;border:2px solid var(--berry)}
.btn.ghost{background:transparent;color:var(--pine);border-color:var(--pine)}.btn.light{background:var(--cream);color:var(--pine);border-color:var(--cream)}.btn.sm{padding:7px 14px;font-size:13px}
.img{position:relative;margin:0;border-radius:14px;overflow:hidden;background:#e9e2d4}.img img{display:block;width:100%;height:100%;object-fit:cover}
.phl{position:absolute;left:8px;bottom:8px;background:rgba(46,43,40,.88);color:#fff;font:700 10px/1.3 Arial,sans-serif;letter-spacing:.5px;padding:3px 7px;border-radius:3px}
.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center;padding:44px 0}.hero h1{font-size:50px;margin:0 0 14px}
.kicker{font-family:Fraunces,serif;font-style:italic;color:var(--berry);font-size:22px;margin:0}.big{font-size:18px;max-width:32em}
.heroimg{aspect-ratio:4/3}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.trust{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.trust li{background:#fff;border:1px solid #e8dfcf;border-radius:12px;padding:14px;text-align:center;font-size:14px}
section{padding:32px 0}h2{font-size:30px;margin:0 0 10px}.lead{max-width:44em}
.feature{background:var(--pine);color:var(--cream);border-radius:20px;padding:32px;display:grid;grid-template-columns:1fr 2fr;gap:28px}.feature h2{color:#fff}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid #e8dfcf;border-radius:16px;padding:10px 10px 16px;color:var(--char)}.card .img{aspect-ratio:1}.card h3,.card .h3{font-size:18px;margin:12px 4px 4px}.card h3 a,.card .h3 a{text-decoration:none}.card p{margin:0 4px 10px;font-size:14px}
.how{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}
.steps{list-style:none;padding:0;counter-reset:s}.steps li{counter-increment:s;padding:8px 0 8px 48px;position:relative}.steps li::before{content:counter(s);position:absolute;left:0;top:5px;width:34px;height:34px;border-radius:50%;background:var(--oak);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.faq details{background:#fff;border:1px solid #e8dfcf;border-radius:12px;padding:14px 18px;margin-bottom:10px}.faq summary{font-weight:700;cursor:pointer}
.crumbs{font-size:14px;padding:18px 0 0}.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}.crumbs li+li::before{content:"›";margin-right:6px;color:#999}
.chead{display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center;padding:16px 0 24px}.chead h1{font-size:44px;margin:6px 0 12px}.chead .img{aspect-ratio:4/3}
.note{font-size:13px;color:#666;font-style:italic}.two{display:grid;grid-template-columns:1.3fr 1fr;gap:32px;padding:20px 0}.panel{background:#fff;border:1px solid #e8dfcf;border-radius:16px;padding:22px}.small{font-size:13px}
.policy{display:grid;grid-template-columns:220px 1fr;gap:32px}.toc{position:sticky;top:12px;align-self:start;background:#fff;border-radius:12px;padding:14px}.toc a{display:block;padding:5px 0}
table{border-collapse:collapse;width:100%;background:#fff}td,th{border:1px solid #ddd;padding:8px;text-align:left}.center{text-align:center;padding:60px 0}
footer{background:var(--char);color:#e6dfd2;padding:36px 0 20px;margin-top:40px;font-size:14px}footer a{display:block;color:#e6dfd2;text-decoration:none;padding:2px 0}.ft{color:#fff;font-size:17px;margin:0 0 8px}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:20px}.legal{opacity:.8;margin-top:18px}
@media(max-width:760px){.wrap{padding:0 16px}.hdr{padding:12px 16px}nav.desk,.hide-m{display:none}.menu{display:block}
.hero,.how,.feature,.chead,.two,.policy{grid-template-columns:1fr}.hero{padding:22px 0;gap:20px}.hero h1{font-size:33px}.chead h1{font-size:32px}h2{font-size:25px}
.grid,.g3,.trust{grid-template-columns:1fr 1fr;gap:12px}.feature{padding:20px}.card h3,.card .h3{font-size:15px}.fgrid{grid-template-columns:1fr 1fr}.toc{position:static}}
.how .img{aspect-ratio:4/3}